Down Payment Assistance Program

Unlocking the Door to Homeownership!

The City of Orlando’s Down Payment Assistance Program is available to eligible very low, low and moderate income first time homebuyers for the purchase of a new or existing unit. The property must be located within the City limits of Orlando (see Address Locator). Depending on the gross household income, assistance may be $10,000, $20,000 or $30,000. 

Teachers and public safety personnel, who are moderate income, may qualify for $20,000 of assistance. City of Orlando employees, teachers,  and public safety personnel who are purchasing homes within the city limits of Orlando do not have to be first time homebuyers. Purchasers must occupy the property as a principal residence for at least ten (10) years. The down payment assistance becomes a grant once the period of affordability has been satisfied. 

Frequently Asked Questions

Attention

Due to budget cuts during this fiscal year, funds will not be available to moderate income households. If you are a moderate income household and are interested in purchasing a home before December 1, 2009 in the city limits, you may be eligible to receive down payment assistance through the City's Florida Florida Homebuyer Opportunity Program.

 

Eligibility Requirements
2009 Income Guidelines
Approved Lenders List by Name
Approved Lenders List by Company
Florida Homebuyer Opportunity Program (FL HOP)

Homebuyer Education Contacts
City of Orlando Employer Assistance Program
Other Local Homebuyer's Programs
Address Locator
Parramore Heritage Neighborhood Map
City of Orlando Maps

Contact: Phyllis Lester  407-246-2430

E-Mail: phyllis.lester@cityoforlando.net