Down Payment Assistance Program

Unlocking the Door to Homeownership!

The City of Orlando’s Down Payment Assistance Program is available to eligible very low, low and moderate income first time homebuyers for the purchase of a new or existing unit. The property must be located within the City limits of Orlando (see Address Locator). Depending on the gross household income, assistance may be $10,000, $20,000 or $30,000. 

Teachers and public safety personnel, who are moderate income, may qualify for $20,000 of assistance. City of Orlando employees, teachers,  and public safety personnel who are purchasing homes within the city limits of Orlando do not have to be first time homebuyers. Purchasers must occupy the property as a principal residence for at least ten (10) years. The down payment assistance becomes a grant once the period of affordability has been satisfied. 

Frequently Asked Questions

Attention Lenders
Due to a proposed budget cut from the Florida Housing Finance Corporation, the City of Orlando will not be able to encumber DPA funds for moderate income persons at this time. An update will be available after the legislative session concludes later this month.

Eligibility Requirements
2009 Income Guidelines
Approved Lenders List by Name
Approved Lenders List by Company
Homebuyer Education Contacts
City of Orlando Employer Assistance Program
Other Local Homebuyer's Programs
Address Locator
Parramore Heritage Neighborhood Map
City of Orlando Maps

Contact: Erika Little  407-246-3036

E-Mail: erika.little@cityoforlando.net