The City of Orlando’s Down Payment Assistance Program is available to eligible very low, low and moderate income first time homebuyers for the purchase of a new or existing unit. The property must be located within the City limits of Orlando (see Address Locator). Depending on the gross household income, assistance may be $10,000, $20,000 or $30,000. 

Teachers and public safety personnel, who are moderate income, may qualify for $20,000 of assistance. City of Orlando employees, teachers,  and public safety personnel who are purchasing homes within the city limits of Orlando do not have to be first time homebuyers. Purchasers must occupy the property as a principal residence for at least ten (10) years. The downpayment assistance becomes a grant once the period of affordability has been satisfied.